SME Credit Boost: Inside RBB's New Risk-Free Lending Model for Koshi Province

Rastriya Banijya Bank Limited (RBB) has formally joined forces with the Deposit and Credit Guarantee Fund (DCGF). The duo has initiated the implementation of the “Portfolio Protection Scheme for Contribution-Based Loans 2082.” This collaborative framework is specifically engineered to insulate banks from default risks while encouraging an aggressive expansion of credit lines toward Small and Medium-sized Enterprises (SMEs) across Koshi Province. The structural backbone of this risk-mitigation ecosystem relies heavily on international and state-level cooperation. Operating under the umbrella of the "Udaya Project," the financial initiative is jointly bankrolled by the Swiss Government’s Swiss Agency for Development and Cooperation (SDC) alongside the Koshi Province Government. All credit facilities issued under this alliance will be formally secured via the dedicated Koshi Province SME Credit Protection Fund, adding a critical safety layer for local commercial lending.